Cover, Daftar Isi, Dewan Redaksi dan Sertifikat_Religiosity and Intention to Use Islamic and Intension Banking Product: The Intermediating Role of Islamic Financial Literacy

FITRAH, ISRA and Malinda, Shelfi and Taufik, Taufik (2022) Cover, Daftar Isi, Dewan Redaksi dan Sertifikat_Religiosity and Intention to Use Islamic and Intension Banking Product: The Intermediating Role of Islamic Financial Literacy. In: The Global Advanced Research Conference on Management and Business Studies (GARCOMBS) 2022, 2022, Universitas Padjajaran, Indonesia.

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Abstract

The purpose of this research is to analyze the mediating role of islamic financial literacy on the relationship between religiosity and intention to use islamic banking products. Novelty: While there has been a number of similar studies, this study has novelty which islamic financial literacy becomes mediating role in relationship between religiosity and intention to use islamic banking products that has not been done before. Research Methods: This study’ research data was cross sectional and using proporsional random sampling technique. Close ended questionnaires were distributed to 100 undergraduate students of Universitas Sriwijaya, South Sumatera, Indonesia. Data were analyzed by using SEM-PLS. Finding/Results: The result shows that religiosity has directly positive significant effects on intention to use islamic banking products. Also, islamic financial literacy is partially mediates the effect of religiosity on intention to use islamic banking products. The empirical evidence of this research shows that islamic financial literacy decreases the effect of religiosity on intention to use islamic banking products of the undergraduate students as the Z-Generation. The high understanding of islamic banking products turns out to raise doubts about the application sharia principles that applied in Indonesia’s syariah banking system. Even though their religiosity is high, more knowledge about it ultimately reduces the intention to use islamic banking products. Further research is proposed to use mix method research to analyzed more factors that cause islamic financial literacy decreases the effect of religiosity on intention to use islamic banking products.

Item Type:	Conference or Workshop Item (Paper)
Subjects:	#3 Repository of Lecturer Academic Credit Systems (TPAK) > Conference or Workshop
Divisions:	01-Faculty of Economics > 61201-Management (S1)
Depositing User:	Tn Taufik Taufik
Date Deposited:	11 May 2023 15:43
Last Modified:	11 May 2023 15:43
URI:	http://repository.unsri.ac.id/id/eprint/102029

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