PERTUMBUHAN KREDIT DAN RISIKO BANK; STUDI EMPIRIS PADA BANK KOMERSIAL DI ASIA-PASIFIK

RACHMADI, ERFAN and Muizzuddin, Muizzuddin (2023) PERTUMBUHAN KREDIT DAN RISIKO BANK; STUDI EMPIRIS PADA BANK KOMERSIAL DI ASIA-PASIFIK. Undergraduate thesis, Sriwijaya University.

[thumbnail of RAMA_61201_01011281924029.pdf] Text
RAMA_61201_01011281924029.pdf - Accepted Version
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (5MB) | Request a copy
[thumbnail of RAMA_61201_01011281924029_TURNITIN.pdf] Text
RAMA_61201_01011281924029_TURNITIN.pdf - Accepted Version
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (6MB) | Request a copy
[thumbnail of RAMA_61201_01011281924029_0021118703_01_front_ref.pdf] Text
RAMA_61201_01011281924029_0021118703_01_front_ref.pdf - Accepted Version
Available under License Creative Commons Public Domain Dedication.

Download (4MB)
[thumbnail of RAMA_61201_01011281924029_0021118703_02.pdf] Text
RAMA_61201_01011281924029_0021118703_02.pdf - Accepted Version
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (626kB) | Request a copy
[thumbnail of RAMA_61201_01011281924029_0021118703_03.pdf] Text
RAMA_61201_01011281924029_0021118703_03.pdf - Accepted Version
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (648kB) | Request a copy
[thumbnail of RAMA_61201_01011281924029_0021118703_04.pdf] Text
RAMA_61201_01011281924029_0021118703_04.pdf - Accepted Version
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (528kB) | Request a copy
[thumbnail of RAMA_61201_01011281924029_0021118703_05.pdf] Text
RAMA_61201_01011281924029_0021118703_05.pdf - Accepted Version
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (192kB) | Request a copy
[thumbnail of RAMA_61201_01011281924029_0021118703_06_ref.pdf] Text
RAMA_61201_01011281924029_0021118703_06_ref.pdf - Bibliography
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (492kB) | Request a copy
[thumbnail of RAMA_61201_01011281924029_0021118703_07_lamp.pdf] Text
RAMA_61201_01011281924029_0021118703_07_lamp.pdf - Accepted Version
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (1MB) | Request a copy

Abstract

Penelitian ini dilakukan untuk menguji pengaruh pertumbuhan kredit dan risiko perbankan di Asia-Pasifik. Studi ini mengumpulkan data dari 353 bank komersial yang terdaftar di Bankfocus dari tahun 2012 hingga 2021. Penelitian dilakukan dengan estimasi Generalized least square (GLS) yang menunjukkan hubungan antara pertumbuhan kredit dan risiko bank. Risiko bank diproksikan dengan Non Performing Loans (NPL), Equity to Total Assets (ETA), dan Return on Assets (ROA). Hasil Penelitian menunjukkan bahwa pertumbuhan kredit berdampak negatif terhadap Non Performing Loans (NPL) dan Equity to Total Assets (ETA). Sedangkan pertumbuhan kredit berdampak positif pada Return on Assets (ROA). Selain itu, studi ini juga melakukan penilaian komparatif berdasarkan ukuran bank dan tingkat pertumbuhan kredit. Hasil menunjukkan bank di Asia-Pasifik lebih selektif dalam menyalurkan kredit sehingga risiko gagal bayar berlawanan terhadap pertumbuhan kredit. Keterbatasan penelitian ini antara lain sampel penelitian dan variabel pengukuran risiko yang masih terbatas. Penelitian berikutnya direkomendasikan untuk menambah sampel dan variabel pengukuran risiko.

Item Type: Thesis (Undergraduate)
Uncontrolled Keywords: credit growht, bank risk measurements, commercial bank
Subjects: H Social Sciences > HG Finance > HG1641-1643 Bank loans. Bank credit. Commercial loans
Divisions: 01-Faculty of Economics > 61201-Management (S1)
Depositing User: Erfan Rachmadi
Date Deposited: 17 May 2023 03:29
Last Modified: 17 May 2023 03:29
URI: http://repository.unsri.ac.id/id/eprint/103575

Actions (login required)

View Item View Item