Analisis Determinan Struktur, Perilaku, dan Kinerja Industri Perbankansyariah di Indonesia

Asngari, Imam (2015) Analisis Determinan Struktur, Perilaku, dan Kinerja Industri Perbankansyariah di Indonesia. Analisis Determinan Struktur, Perilaku, dan Kinerja Industri Perbankansyariah di Indonesia, 13 (2). pp. 60-74. ISSN 2685-0788

Text 2015-ANALISIS DETERMINAN STRUKTUR, PERILAKU, DAN KINERJA INDUSTRI PERBANKANSYARIAH DI INDONESIA, JEP, Vol 13, 2, 60-74.pdf - Published Version Download (1MB)

Abstract

This study discusses the market structure, conduct, and performance (SPK) Islamic banking industry as well as the enforceability SPK Islamic banking industry. Variables include the study of concentration, market share, advertising intensity, the level of financing, financing problems, capital intensity, and the performance of the Islamic banking industry including profitability and operational efficiency, as well as variable dummy macroeconomic conditions. Source data from the financial statements of Islamic banking, and financial statements of four foreign Islamic banks, namely Bank Syariah Mandiri, Bank Muamalat Indonesia, Bank Mega Sraiah, and BNI Syariah. The technique of multiple regression analysis using panel data. The results showed that the market structure of the Islamic banking industry is an oligopoly 2005-2014 period. But in the meantime, there has been a change in the structure of the full oligopoly (2005-2008), a tight oligopoly (2009-2012) and became a monopolistic competition (2013-2014) due to the emergence of new Islamic banks in 2010 up to 2015 amounted to Islamic banks 12. Determinants of real influence on the market share structure is variable and intensity behavioral advertising. Advertising will increase the intensity and the concentration of market share. Advertising-intensity intensive Islamic banks are classified as about 25 percent. That is about a quarter of the income allocated to the cost of promotion and advertising. Advertising intensity can improve the structure and market share. Advertising determinants that influence the behavior of Islamic banks is capital intensity, market share, concentration and interaction of market share, expansion financing, and capital intensity. SCP variable relationships in the study of the Islamic banking industry in Indonesia were tested empirically in the hypothesis of efficiency. The profit performance of the banking industry was not caused by the structure of sharia concentrated or collusion of the oligopoly but because of its efficiency.

Item Type:	Article
Subjects:	H Social Sciences > HB Economic Theory > HB238-251 Competition. Production. Wealth H Social Sciences > HB Economic Theory > HB601 Profit H Social Sciences > HD Industries. Land use. Labor > HD2321-4730.9 Industry H Social Sciences > HG Finance > HG1501-3550 Banking
Divisions:	01-Faculty of Economics > 60101-Economics (S2)
Depositing User:	Dr Imam Asngari, SE, M.Si
Date Deposited:	09 Jun 2023 02:33
Last Modified:	09 Jun 2023 02:33
URI:	http://repository.unsri.ac.id/id/eprint/107717

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