FENOMENA TINDAKAN BERHUTANG PADA IBU RUMAH TANGGA PENGGUNA JASA PELEPAS UANG DI DESA PEDATARAN KECAMATAN GELUMBANG KABUPATEN MUARA ENIM

SARI, DINDA RAHMA and Yunindyawati, Yunindyawati (2023) FENOMENA TINDAKAN BERHUTANG PADA IBU RUMAH TANGGA PENGGUNA JASA PELEPAS UANG DI DESA PEDATARAN KECAMATAN GELUMBANG KABUPATEN MUARA ENIM. Undergraduate thesis, Sriwijaya University.

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Abstract

Money lenders are a type of work that is actually not much different from banks and non-bank financial institutions engaged in savings and loan services. The difference is that money lenders are entrepreneurs who are not legal entities, who manage their own business with their own policies and regulations. The research problem discusses the process of borrowing money, the factors behind borrowing money and the use of money loans by housewives. The purpose of this study is to analyze and understand the phenomenon of debt to housewives who use money making services in Pedataran Village, Gelumbang District, Muara Enim Regency. By using descriptive qualitative research methods and phenomenological approaches and using data collection techniques, observation, in-depth interviews, and documentation. The validity of the ata was tested by technical triangulation and the data was analyzed using six steps from Creswell (2016), the result was that housewives who borrowed money from moneylenders in Pedataran Village went through seven processes, namely, getting to know moneylenders, creating groups, participating in outreach, applying for loans, surveys, cashing out loans, and repaying loans. The factors behind housewives making loans are cheap rubber prices, easy loan processes and no collateral. The use of loan money obtained by housewives is divided into two, the first is productive use, such as business capital, educational expenses and buying rubber needs. While consumptive use is for daily needs and paying debts. Keywords: Acts of Indebtedness, Money Transferring Services, Housewives

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	Tindakan Berhutang, Jasa Pelepas Uang, Ibu Rumah Tangga
Subjects:	H Social Sciences > HM Sociology > HM(1)-1281 Sociology H Social Sciences > HN Social history and conditions. Social problems. Social reform > HN1-995 Social history and conditions. Social problems. Social reform
Divisions:	07-Faculty of Social and Politic Science > 69201-Sociology (S1)
Depositing User:	Dinda Rahma Sari
Date Deposited:	11 Jul 2023 02:00
Last Modified:	11 Jul 2023 02:00
URI:	http://repository.unsri.ac.id/id/eprint/115635

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