PENYALAHGUNAAN PINJAMAN KREDIT USAHA RAKYAT (KUR) OLEH PELAKU USAHA DI DESA MARIANA ILIR BANYUASIN 1

Marsela, Sonia and Sartika, Diana Dewi (2023) PENYALAHGUNAAN PINJAMAN KREDIT USAHA RAKYAT (KUR) OLEH PELAKU USAHA DI DESA MARIANA ILIR BANYUASIN 1. Undergraduate thesis, Sriwijaya University.

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Abstract

This study focuses on the forms of misuse and the reasons behind the community's (perpetrators) ability to abuse the People's Business Credit (KUR) loans in Mariana Ilir Village, Banyuasin I. Drawing from Robert K. Merton's Anomie theory, this research employs a qualitative research method with data collection techniques such as interviews, observations, and documentation. The research findings reveal several forms of misuse of People's Business Credit (KUR) loans in Mariana Ilir Village, Banyuasin I District, including the diversion of funds for purposes such as debt repayment and starting other businesses. Additionally, perpetrators employ false data, manipulate assets, and apply for loans exceeding their actual needs (overstanding). They also misuse the funds for personal needs. The reasons for these abuses include economic pressure due to debt and financial needs, environmental pressure stemming from coercion by individuals in their proximity, such as partners and children, and social pressure resulting from the desire not to be outdone by others

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	Kredit Usaha Rakyat, Pinjaman, UMKM, Penyalahgunaan.
Subjects:	H Social Sciences > HM Sociology > HM(1)-1281 Sociology H Social Sciences > HN Social history and conditions. Social problems. Social reform > HN1-995 Social history and conditions. Social problems. Social reform
Divisions:	07-Faculty of Social and Politic Science > 69201-Sociology (S1)
Depositing User:	Sonia Marsela
Date Deposited:	01 Dec 2023 09:31
Last Modified:	01 Dec 2023 09:31
URI:	http://repository.unsri.ac.id/id/eprint/130938

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