PENGARUH LITERASI KEUANGAN, INKLUSI KEUANGAN DAN PEMBIAYAAN KREDIT USAHA RAKYAT (KUR) TERHADAP PROFITABILITAS UMKM PADA NASABAH PEGADAIAN KOTA PALEMBANG

KABAN, MEILEGINTA and Sulastri, Sulastri and Thamrin, KM. Husni (2024) PENGARUH LITERASI KEUANGAN, INKLUSI KEUANGAN DAN PEMBIAYAAN KREDIT USAHA RAKYAT (KUR) TERHADAP PROFITABILITAS UMKM PADA NASABAH PEGADAIAN KOTA PALEMBANG. Masters thesis, Sriwijaya University.

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Abstract

Penelitian ini dilakukan untuk mengetahui pengaruh literasi keuangan, inklusi keuangan, dan pembiayaan Kredit Usaha Rakyat (KUR) terhadap profitabilitas UMKM pada nasabah Pegadaian di Kota Palembang. Sampel dalam penelitian ini terdiri dari 100 pelanggan PT Pegadaian Kota Palembang yang dipilih melalui purposive sampling. Pengumpulan data dilakukan dengan menggunakan kuesioner yang disebarkan kepada seluruh pelanggan, kemudian data tersebut diolah dengan menggunakan Statistical Package for the Social Sciences (SPSS). Hasil penelitian menunjukkan bahwa literasi keuangan tidak berpengaruh terhadap profitabilitas UMKM, inklusi keuangan berpengaruh negatif terhadap profitabilitas UMKM, dan pembiayaan KUR (Kredit Usaha Rakyat) berpengaruh positif terhadap profitabilitas UMKM pada nasabah Pegadaian di Palembang Kota.

Item Type: Thesis (Masters)
Uncontrolled Keywords: Literasi Keuangan, Inklusi Keuangan, Pembiayaan Kredit Usaha Rakyat (KUR), Profitabilitas UMKM, Nasabah Pegadaian
Subjects: H Social Sciences > HB Economic Theory > HB3711-3840 Business cycles. Economic fluctuations
H Social Sciences > HB Economic Theory > HB615-715 Entrepreneurship. Risk and uncertainty. Property
H Social Sciences > HB Economic Theory > HB71-74 Economics as a science. Relation to other subjects
Divisions: 01-Faculty of Economics > 61101-Management Business and Administration (S2)
Depositing User: MEILEGINTA KABAN
Date Deposited: 23 Jan 2025 08:12
Last Modified: 23 Jan 2025 08:12
URI: http://repository.unsri.ac.id/id/eprint/166627

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