DETERMINAN PROFITABILITAS PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2014-2023

RIKI, MUHAMAD and Raneo, Agung Putra (2025) DETERMINAN PROFITABILITAS PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2014-2023. Undergraduate thesis, Sriwijaya University.

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Abstract

This study aims to analyze the determinants of banking profitability listed on the Indonesia Stock Exchange. This study uses a quantitative method with secondary data types obtained from the annual financial reports of banks. The sample obtained using purposive sampling technique, namely banks that present financial reports from 2014-2023. This hypothesis is tested using a panel data regression analysis model. Banking profitability is proxied by Return On Asset (ROA). The results of this study indicate that in banking companies, the Loan to Deposit Ratio (LDR) has no effect on Return On Asset (ROA). Non Performing Loan (NPL) has a negative and significant effect on Return On Asset (ROA). Capital Adequacy Ratio (CAR) has a positive and significant effect on Return On Asset (ROA). Operating Expenses Operating Income (BOPO) has a negative and significant effect on Return On Asset (ROA). Debt to Asset Ratio (DAR) has a positive and significant effect on Return On Asset (ROA). Debt to Equity Ratio (DER) has no effect on Return On Asset (ROA). Total Asset Turnover (TATO) has a positive and significant effect on Return On Asset (ROA). The natural logarithm of Total Asset (LnTA) has a negative effect on Return On Asset (ROA). Furthermore, the f test (simultaneous) shows that the variables Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Adequacy Ratio (CAR), Operating Costs Operating Income (BOPO), Debt to Asset Ratio (DAR), Debt to Equity Ratio (DER), Total Asset Turnover (TATO), Natural logarithm of Total Asset (LnTA), together have a significant effect on Return On Asset (ROA).

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	Return on Assets (ROA), Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Adequacy Ratio (CAR), Operating Costs and Operating Income (BOPO), Debt to Asset Ratio (DAR), Debt to Equity Ratio (DER), Total Asset Turnover (TATO), Natural Logarithm of Total Assets (LnTA).
Subjects:	H Social Sciences > HG Finance > HG1501-3550 Banking
Divisions:	01-Faculty of Economics > 61201-Management (S1)
Depositing User:	Muhamad Riki
Date Deposited:	05 May 2025 08:26
Last Modified:	05 May 2025 08:26
URI:	http://repository.unsri.ac.id/id/eprint/171360

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