PENGARUH MAKROEKONOMI DAN BANK LIKUIDITAS TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA

MARZA, MOHAMMAD ATHALLAH VARIS and Gustriani, Gustriani (2025) PENGARUH MAKROEKONOMI DAN BANK LIKUIDITAS TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA. Undergraduate thesis, Sriwijaya University.

Preview	Image RAMA_60201_01021381924140_cover.jpeg - Accepted Version Available under License Creative Commons Public Domain Dedication. Download (179kB) | Preview
	Text RAMA_60201_01021381924140.pdf - Accepted Version Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (918kB) | Request a copy
	Text RAMA_60201_01021381924140_TURNITIN.pdf - Accepted Version Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (8MB) | Request a copy
	Text RAMA_60201_01021381924140_0003068704_01_front_ref.pdf - Accepted Version Available under License Creative Commons Public Domain Dedication. Download (644kB)
	Text RAMA_60201_01021381924140_0003068704_02.pdf - Accepted Version Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (585kB) | Request a copy
	Text RAMA_60201_01021381924140_0003068704_03.pdf - Accepted Version Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (348kB) | Request a copy
	Text RAMA_60201_01021381924140_0003068704_04.pdf - Accepted Version Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (499kB) | Request a copy
	Text RAMA_60201_01021381924140_0003068704_05.pdf - Accepted Version Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (372kB) | Request a copy
	Text RAMA_60201_01021381924140_0003068704_06_ref.pdf - Bibliography Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (373kB) | Request a copy
	Text RAMA_60201_01021381924140_0003068704_07_lamp.pdf - Accepted Version Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (337kB) | Request a copy

Abstract

Perbankan syariah terbukti memiliki ketahanan yang kuat dalam menghadapi berbagai krisis ekonomi, termasuk krisis moneter dan pandemi Covid-19. Profitabilitas perbankan syariah, yang diukur melalui Return on Assets (ROA), sangat dipengaruhi oleh berbagai faktor makroekonomi seperti suku bunga, nilai tukar, dan likuiditas. Penelitian ini bertujuan untuk menganalisis pengaruh faktor-faktor tersebut terhadap profitabilitas Bank Umum Syariah di Indonesia selama periode Januari 2014 hingga Desember 2023. Data diperoleh dari OJK, BPS, World Bank, dan Kementerian Perdagangan. Hasil analisis menunjukkan bahwa BI Rate tidak berpengaruh signifikan terhadap ROA, sedangkan nilai tukar dan Financing to Deposit Ratio (FDR) berpengaruh signifikan secara negatif. Model regresi menghasilkan nilai R² sebesar 0,33. Temuan ini menyarankan perlunya manajemen likuiditas dan stabilitas nilai tukar untuk menjaga profitabilitas bank syariah secara berkelanjutan. Kata kunci: Perbankan Syariah, Profitabilitas (ROA), Nilai Tukar, Financing to Deposit Ratio (FDR)

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	Perbankan Syariah, Profitabilitas (ROA), Nilai Tukar, Financing to Deposit Ratio (FDR)
Subjects:	H Social Sciences > HD Industries. Land use. Labor > HD72-88 Economic growth, development, planning
Divisions:	01-Faculty of Economics > 60201-Development Economics (S1)
Depositing User:	Mohammad Athallah Varis Marza
Date Deposited:	20 May 2025 03:23
Last Modified:	20 May 2025 03:23
URI:	http://repository.unsri.ac.id/id/eprint/173334

Actions (login required)

View Item