ANALISIS ECONOMIC POLICY UNCERTAINTY DAN KEBIJAKAN MAKROPRUDENSIAL TERHADAP KREDIT PERBANKAN: STUDI KASUS NEGARA OECD

ANGGRAINI, RIRI and Andaiyani, Sri (2025) ANALISIS ECONOMIC POLICY UNCERTAINTY DAN KEBIJAKAN MAKROPRUDENSIAL TERHADAP KREDIT PERBANKAN: STUDI KASUS NEGARA OECD. Undergraduate thesis, Sriwijaya University.

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Abstract

Economic policy uncertainty has increased along with global turmoil, such as the financial crisis, pandemic and geopolitical conflicts. This condition encourages banks to be more cautious in lending. At the same time, macroprudential policies are implemented to maintain financial system stability, but have the potential to limit credit expansion. Therefore, this study aims to analyze Ecomonic Policy Uncertainty and Macroprudential Policy on Banking Credit: a case study of OECD countries. The data used in this study are secondary data in the form of panel data from 6 OECD member countries from 2010 to 2023 sourced from the World Bank, International Monetary Fund and Website Policy Uncertainty. The method used is panel data regression with the Random Effect Model selected. The results showed that Economic Policy Uncertainty has a negative and significant effect on bank credit and macropudential policies proxied by Non Performing Loans and Return On Assets have a negative and significant effect on bank credit in OECD countries. The implication of this study states that the importance of policy stability, banking efficiency and asset quality in supporting the financial intermediation function. Keyword: Economic Policy Uncertainty, Macroprudential Policy, Non Performing Loans, Return on Assest, Bank Credit

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	Economic Policy Uncertainty, Macroprudential Policy, Non Performing Loans, Return on Assest, Bank Credit
Subjects:	H Social Sciences > HG Finance > HG1501-3550 Banking H Social Sciences > HG Finance > HG1641-1643 Bank loans. Bank credit. Commercial loans H Social Sciences > HG Finance > HG1656 Bank reserves. Bank liquidity. Loan loss reserves H Social Sciences > HG Finance > HG1660 Bank accounts. Bank deposits. Deposit banking H Social Sciences > HG Finance > HG2397-3550 By region or country H Social Sciences > HG Finance > HG3691-3769 Credit. Debt. Loans Including credit institutions, credit instruments, consumer credit, bank- ruptcy H Social Sciences > HG Finance > HG4701-4751 Government securities. Industrial securities. Venture capital
Divisions:	01-Faculty of Economics > 60201-Development Economics (S1)
Depositing User:	Riri Anggraini
Date Deposited:	09 Jul 2025 07:15
Last Modified:	09 Jul 2025 07:15
URI:	http://repository.unsri.ac.id/id/eprint/177316

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