ANALISIS PENGARUH GREEN FINANCE TERHADAP PROFITABILITAS PADA SEKTOR PERBANKAN DI INDONESIA

LAURENSIA, VIONY VERENXKY and Raneo, Agung Putra (2025) ANALISIS PENGARUH GREEN FINANCE TERHADAP PROFITABILITAS PADA SEKTOR PERBANKAN DI INDONESIA. Undergraduate thesis, Sriwijaya University.

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Abstract

This study aims to analyze the effect of green finance on the profitability of companies in the banking sector in Indonesia. Green finance is proxied through two main instruments: green bonds and green loans. Profitability is proxied by Return on Assets (ROA) and Net Profit Margin (NPM). This research adopts a quantitative approach with a causal research design. The data used is secondary data obtained from financial statements and annual sustainability reports of selected banking companies using a purposive sampling method for the period 2019–2023. The hypotheses were tested using a panel data regression analysis model. The results of this study indicate that based on the F-test (simultaneous test), green bonds and green loans have a significant effect on profitability when tested simultaneously, whether measured by Return on Assets (ROA) or Net Profit Margin (NPM). However, when examined individually, neither green bonds nor green loans show a significant effect on ROA or NPM. This finding remains consistent even after adding control variables such as firm size, Capital Adequacy Ratio (CAR), and Non-Performing Loans (NPL), where green bonds and green loans still do not exhibit a significant effect on profitability. These results suggest that the contribution of green finance in driving profitability in banking companies in Indonesia is still limited and its implementation has yet to deliver a significant financial impact during the research period when considered separately.

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	Green Finance, Green Bonds, Green Loans, Profitabilitas, Return On Assets (ROA), Net Profit Margin (NPM), Ukuran Perusahaan (size), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL)
Subjects:	H Social Sciences > HG Finance > HG4001-4285 Finance management. Business finance. Corporation finance
Divisions:	01-Faculty of Economics > 61201-Management (S1)
Depositing User:	Viony Verenxky Laurensia
Date Deposited:	24 Jul 2025 03:13
Last Modified:	24 Jul 2025 03:13
URI:	http://repository.unsri.ac.id/id/eprint/180203

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