PROSEDUR PEMBIAYAAN PRODUK GADAI EMAS DENGAN AKAD RAHN,QARDH,DAN IJARAH PADA P.T BANK SUMSEL BABEL SYARIAH PALEMBANG

RIVALDI, NANDO MUHAMAD and Soediro, Achmad (2025) PROSEDUR PEMBIAYAAN PRODUK GADAI EMAS DENGAN AKAD RAHN,QARDH,DAN IJARAH PADA P.T BANK SUMSEL BABEL SYARIAH PALEMBANG. Diploma thesis, Sriwijaya University.

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Abstract

This report discusses the gold pawn financing procedure at PT. Bank Sumsel Babel Syariah Pusat Palembang using the contracts of Rahn, Qardh, and Ijarah. It is based on the author’s direct observation during the internship period. The financing involves customers pledging gold to receive funds (Qardh), which are guaranteed through collateral (Rahn), and paying a safekeeping fee under the Ijarah contract. The findings indicate that the procedure is efficient, fast, and compliant with Sharia principles. However, a major challenge lies in the public’s lack of understanding of these Sharia contracts. Therefore, proper education is essential to expand the reach of this product. This report is expected to contribute to better comprehension of Sharia financing procedures and enhance financial literacy in the community. Keywords: Rahn, Qardh, Ijarah, Sharia Financing, Gold Pawn.

Item Type:	Thesis (Diploma)
Uncontrolled Keywords:	Rahn, Qardh, Ijarah, Pembiayaan Syariah, Gadai Emas
Subjects:	H Social Sciences > HG Finance > HG1660 Bank accounts. Bank deposits. Deposit banking
Divisions:	01-Faculty of Economics > 62401-Accounting (D3)
Depositing User:	Muhamad Nando Rivaldi
Date Deposited:	28 Jul 2025 07:22
Last Modified:	28 Jul 2025 07:22
URI:	http://repository.unsri.ac.id/id/eprint/181148

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