PROSEDUR PRODUK TABUNGAN TASBIH HAJI DENGAN AKAD WADIAH PADA PT.BPD SUMSEL BABEL SYARIAH PUSAT PALEMBANG

UMATULKOIRIAH, UMI and Soediro, Achmad (2025) PROSEDUR PRODUK TABUNGAN TASBIH HAJI DENGAN AKAD WADIAH PADA PT.BPD SUMSEL BABEL SYARIAH PUSAT PALEMBANG. Diploma thesis, Sriwijaya University.

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Abstract

The pilgrimage (Hajj) is a fundamental pillar of Islam that holds significant importance and aims to cultivate love for Allah SWT through the sacrifice of time, effort, and financial resources. Although many Muslims aspire to perform Hajj, financial constraints often become obstacles. This final report aims to identify the procedures for opening a Tasbih Hajj Savings Account at Bank Sumsel Babel Syariah in Palembang. The focus of the observation includes the requirements for registration documents, the account opening procedure, routine deposit methods, and account closure. The results of the observation indicate that the procedures for opening the Tasbih Hajj Savings Account have been conducted in accordance with standard operating procedures (SOP) and Sharia principles. However, there are several challenges, such as the low understanding of customers regarding the Wadiah contract and the occasionally inefficient service time. Nevertheless, the Tasbih Hajj Savings Account product is highly beneficial for the community wishing to save in accordance with Sharia for the purpose of performing Hajj. Keywords: Tasbih Hajj Savings Account, Al-Wadiah, procedures, Bank Sumsel Babel Syariah

Item Type:	Thesis (Diploma)
Uncontrolled Keywords:	Tabungan Tasbih Haji, Al-Wadiah, Prosedur, Bank Sumsel Babel Syariah
Subjects:	H Social Sciences > HG Finance > HG1641-1643 Bank loans. Bank credit. Commercial loans
Divisions:	01-Faculty of Economics > 62401-Accounting (D3)
Depositing User:	Umi Umatulkoiriah
Date Deposited:	29 Jul 2025 01:42
Last Modified:	29 Jul 2025 01:42
URI:	http://repository.unsri.ac.id/id/eprint/181297

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