PENGARUH FINANCIAL TECHNOLOGY (FINTECH) TERHADAP PENDAPATAN UMKM DI KECAMATAN TUGUMULYO

DIANA, NENE and Taufik, Taufik (2025) PENGARUH FINANCIAL TECHNOLOGY (FINTECH) TERHADAP PENDAPATAN UMKM DI KECAMATAN TUGUMULYO. Undergraduate thesis, Sriwijaya University.

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Abstract

This study aims to determine the effect of financial technology (fintech), particularly P2P Lending and QRIS services, on the income of Micro, Small, and Medium Enterprises (MSMEs) in Tugumulyo District. A quantitative approach was used with primary data obtained from 70 MSME respondents through questionnaires. Data analysis was conducted using multiple linear regression analysis, including validity and reliability tests, classical assumption tests, as well as partial (t-test) and simultaneous (F-test) tests. The research results indicate that, partially, both P2P Lending and QRIS have a significant impact on MSME income. Simultaneously, both fintech variables also collectively have a significant impact on increasing MSME income. This suggests that the utilization of fintech services can support economic growth for businesses in Tugumulyo District.

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	Pembuat Perusahaan, Informasi Tambahan, Komentar dan Saran, URL Resmi, URL Terkait, Pendana, Proyek
Subjects:	H Social Sciences > HG Finance > HG1-9999 Finance
Divisions:	01-Faculty of Economics > 61201-Management (S1)
Depositing User:	Nene Diana
Date Deposited:	17 Sep 2025 04:39
Last Modified:	17 Sep 2025 04:39
URI:	http://repository.unsri.ac.id/id/eprint/184072

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