PROSEDUR PEMBIAYAAN KEPEMILIKAN EMAS PADA BANK SUMSEL BABEL SYARIAH PUSAT JAKABARING

CAHYANTI, FINA DWI and Syathiri, Ahmad (2025) PROSEDUR PEMBIAYAAN KEPEMILIKAN EMAS PADA BANK SUMSEL BABEL SYARIAH PUSAT JAKABARING. Diploma thesis, Sriwijaya University.

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Abstract

This final report discusses the procedure for gold ownership financing at Bank Sumsel Babel Syariah Pusat Jakabaring, which utilizes the Murabahah contract as the basis of its transactions. This product is designed to assist customers in owning gold as a form of sharia-compliant investment through an installment system. The research was conducted through direct observation during a two-month internship, focusing on analyzing each financing procedure stage: from application submission, customer eligibility assessment, contract signing, fund disbursement, collateral storage, to the collection and collateral execution mechanism in case of default. The findings show that the financing procedures are implemented systematically, transparently, and in compliance with OJK regulations and applicable sharia principles. The Gold Ownership Financing product serves as a structured, safe, and profitable investment solution for the public.

Item Type:	Thesis (Diploma)
Uncontrolled Keywords:	Gold Financing, Islamic Bank, Murabahah, Procedure, Sharia.
Subjects:	H Social Sciences > HF Commerce > HF5601 Accounting
Divisions:	01-Faculty of Economics > 62401-Accounting (D3)
Depositing User:	Fina Dwi Cahyanti
Date Deposited:	24 Sep 2025 05:59
Last Modified:	24 Sep 2025 05:59
URI:	http://repository.unsri.ac.id/id/eprint/184763

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