PENGARUH DANA PIHAK KETIGA (DPK), NOPERFORMING LOAN (NPL) DAN RETURN ON ASSETS (ROA) TERHADAP PENYALURAN KREDIT PADA BANK PERKREDITAN RAKYAT DI INDONESIA PERIODE 2011-2014

PRAMANA, CHINDORA ANGGI and Bakar, Samadi W. and Ghasarma, Reza (2016) PENGARUH DANA PIHAK KETIGA (DPK), NOPERFORMING LOAN (NPL) DAN RETURN ON ASSETS (ROA) TERHADAP PENYALURAN KREDIT PADA BANK PERKREDITAN RAKYAT DI INDONESIA PERIODE 2011-2014. Undergraduate thesis, Sriwijaya University.

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Dana Pihak Ketiga, Non Performing Loan, dan Return On Assets terhadap Penyaluran Kredit pada Bank Perkreditan Rakyatdi Indonesia. Metode pengambilan sampel yang digunakan adalah sampling jenuh (sensus).Teknik analisis data yang digunakan adalah Regresi Linier Berganda. Hasil penelitian secara parsial menunjukkan bahwa variabel Non Performing Loan tidak berpengaruh terhadap Penyaluran Kredit, sedangkan Dana Pihak Ketiga dan ReturnOn Assets berpengaruh positif terhadap Penyaluran Kredit. Sementara hasil penelitian secara simultan menunjukkan bahwa variabel DPK, NPL dan ROA berpengaruh signifikan terhadap Penyaluran Kredit.Implikasi dari penelitian ini adalah manajer dapat meningkatkan Penyaluran Kredit dalam rangka meningkatkan profitabilitas bank. Untuk penelitian selanjutnya, disarankan untuk menambahkan variabel independen lain

Item Type: Thesis (Undergraduate)
Uncontrolled Keywords: Penyaluran Kredit, Dana Pihak Ketiga, Non Performing Loan, Return On Assets
Subjects: H Social Sciences > HG Finance > HG3691-3769 Credit. Debt. Loans Including credit institutions, credit instruments, consumer credit, bank- ruptcy
Divisions: 01-Faculty of Economics > 61201-Management (S1)
Depositing User: Users 12 not found.
Date Deposited: 27 Nov 2019 05:02
Last Modified: 27 Nov 2019 05:02
URI: http://repository.unsri.ac.id/id/eprint/18803

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