IDENTIFIKASI FAKTOR FAKTOR PENYEBAB KREDIT MACET PADA PT. MEGA FINANCE CABANG PALEMBANG (STUDI KASUS KREDIT PEMBIAYAAN SEPEDA MOTOR)

NOVARIANDY, ANGGARANI and Dewi, Kencana and Saputra, Dewa (2014) IDENTIFIKASI FAKTOR FAKTOR PENYEBAB KREDIT MACET PADA PT. MEGA FINANCE CABANG PALEMBANG (STUDI KASUS KREDIT PEMBIAYAAN SEPEDA MOTOR). Undergraduate thesis, Sriwijaya University.

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Abstract

This research was conducted to identify whether or not the implementation of internal control in credit management was effectively handled at PT. Mega Finance Branch Palembang; it addressed the questions of the evaluation of internal control in managing troubled credit motorcycle financing at the company and the causes of non-performing loans and appropriate measures to overcome them. This research used with the descriptive qualitative method and analyzed the data in that frame of thinking. It is a method to collect the data, compile, interpreter, and analyze them as to provide complete information for solving the problems. The primary data and secondary data are collected by documentation techniques and interviews with the respondents, the credit department employees at PT. Mega Finance Branch Palembang. The research results show that there are some weaknesses in the lending procedures in the company resulting in credit crunch: (1) the internal Controls on lending procedures are adequate but still there are employees who do not comply with these procedures, (2) the absence of blacklist database for customers, (3) irregular and inconsistent inspection to the consumers’ business venues

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	Control, Lending Procedures, Non-Performing Loans
Subjects:	H Social Sciences > HG Finance > HG1641-1643 Bank loans. Bank credit. Commercial loans H Social Sciences > HJ Public Finance > HJ9701-9940 Public accounting. Auditing
Divisions:	01-Faculty of Economics > 62201-Accounting (S1)
Depositing User:	Mr Halim Sobri
Date Deposited:	22 Feb 2021 05:50
Last Modified:	22 Feb 2021 05:51
URI:	http://repository.unsri.ac.id/id/eprint/43211

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