FAKTOR-FAKTOR YANG MEMPENGARUHI NONPERFORMING LOANS (NPL) PADA BANK SYARIAH

SUPARDI, ADI and Syamsurijal, Syamsurijal and Yunisvita, Yunisvita (2012) FAKTOR-FAKTOR YANG MEMPENGARUHI NONPERFORMING LOANS (NPL) PADA BANK SYARIAH. Undergraduate thesis, Sriwijaya University.

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Abstract

This study was aimed at knowing and analyzing some factors which influence Non Performing Loans (NPL) of Bank Syariah. The data used in this research were primary data. They were collected by distributing questioners to the bank customers. Then, qualitative analysis technique was used to analyze the data. This study was focused on bank Syariah Mandiri and BNI in Palembang. The results of the study showed that the customers’ financial condition became one of the factors of the customers’ lateness in paying their obligation or duty to the bank. This lateness influenced towards Non Performing Financing (NPF) of Bank. Syariah. Therefore, the researcher suggests that the bank should be more selective in financing the prospective customers. The bank should consider such as the customers’ income and family member. These are important because they can influence the customers’ payment to the bank in order to decrease Non Performing Financing (NPF).

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	Economic Growth, Personnel Expenditures, Goods and Services Expenditures, Capital Expenditures
Subjects:	H Social Sciences > HG Finance > HG1641-1643 Bank loans. Bank credit. Commercial loans
Divisions:	01-Faculty of Economics > 60201-Development Economics (S1)
Depositing User:	Mr Halim Sobri
Date Deposited:	26 Apr 2021 07:40
Last Modified:	26 Apr 2021 07:40
URI:	http://repository.unsri.ac.id/id/eprint/45606

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