EFEKTIVITAS PENYALURAN KREDIT MIKRO TERHADAP PENGEMBANGAN UMKM DI PALEMBANG

POLARICA SK, SEPRINE and Djambak, Syaipan and Asngari, Imam (2009) EFEKTIVITAS PENYALURAN KREDIT MIKRO TERHADAP PENGEMBANGAN UMKM DI PALEMBANG. Undergraduate thesis, Sriwijaya University.

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Abstract

Tujuan penulisan skripsi ini adalah untuk mengetahui dan menganalisis efekifitas penyaluran kredit mikro terhadap pengembangan UMKM di Palembang. Data yang digunakan dalam penelitian ini menggunakan data primer dan skunder. Dalam penulisan skripsi ini metode analisis yang digunakan adalah metode sign test dan median test yang menentukan efektifitas dari penyaluran kredit mikro terhadap pengembangan UMKM. Hasil penelitian menunjukkan bahwa penyaluran kredit mikro di kota Palembang efektif terhadap pengembangan UMKM. Hal ini terlihat dari peningkatan keuntungan, omzet, jangkauan pasar, produktivitas dan tenaga keija setelah diberikannya kredit mikro kepada UMKM. Untuk lebih meningkatkan peran UMKM bagi perekonomian, penulis menyarankan agar perbankan memperluas pemberian kredit mikro kepada sektor UMKM tanpa merugikan pihak bank itu sendiri. Selain itu, perlu adanya pengawasan dari pemerintah agar pogram ini beijalan dengan lancar dan tepat sasaran.

Item Type: Thesis (Undergraduate)
Uncontrolled Keywords: Kredit Mikro dan Pengembangan UMKM
Subjects: H Social Sciences > HG Finance > HG1641-1643 Bank loans. Bank credit. Commercial loans
H Social Sciences > HG Finance > HG3691-3769 Credit. Debt. Loans Including credit institutions, credit instruments, consumer credit, bank- ruptcy
Divisions: 01-Faculty of Economics > 60201-Development Economics (S1)
Depositing User: Tiara Hilda Safitri Rts
Date Deposited: 03 May 2021 04:20
Last Modified: 03 May 2021 04:20
URI: http://repository.unsri.ac.id/id/eprint/46172

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