SUKU BUNGA PINJAMAN DI INDONESIA FAKTOR-FAKTOR YANG MEMPENGARUHINYA

SAPUTRA, MEITA RAMA and Djambak, Syaipan and Asngari, Imam (2008) SUKU BUNGA PINJAMAN DI INDONESIA FAKTOR-FAKTOR YANG MEMPENGARUHINYA. Undergraduate thesis, Sriwijaya University.

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Abstract

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana pengaruh suku bunga Sertifikat Bank Indonesia (SBI), Jumlah Uang Beredar (JUB) Mj dan inflasi terhadap suku bunga pinjaman di Indonesia. Data yang digunakan dalam penelitian ini adalah data sekunder, yaitu data bulan Januari tahun 2000 sampai bulan Desember tahun 2007. Teknik analisis yang digunakan adalah analisis regresi berganda dengan menggunakan metode Autoregresive Moving Average (ARMA). Hasil regresi menunjukkan bahwa suku bunga SBI dan inflasi berpengaruh signifikan terhadap suku bunga pinjaman, sedangkan JUB tidak berpengaruh signifikan terhadap suku bunga pinjaman bank umum di Indonesia. Suku bunga SBI merupakan variabel yang paling berpengaruh terhadap suku bunga pinjaman di Indonesia.

Item Type: Thesis (Undergraduate)
Uncontrolled Keywords: Suku bunga pinjaman, suku bunga SBI, JUB, inflasi
Subjects: H Social Sciences > HG Finance > HG1641-1643 Bank loans. Bank credit. Commercial loans
H Social Sciences > HG Finance > HG3691-3769 Credit. Debt. Loans Including credit institutions, credit instruments, consumer credit, bank- ruptcy
Divisions: 01-Faculty of Economics > 60201-Development Economics (S1)
Depositing User: Tiara Hilda Safitri Rts
Date Deposited: 06 May 2021 04:46
Last Modified: 06 May 2021 04:46
URI: http://repository.unsri.ac.id/id/eprint/46310

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