PENGARUH DANA MASYARAKAT TERHADAP PENYALURAN KREDIT USAHA KECIL (KUK) PADA BANK UMUM DI SUMATERA SELATAN

PUTRI, LIAN WAHANA and Rasyid, Tarmizi A. and Teguh, Muhammad (2006) PENGARUH DANA MASYARAKAT TERHADAP PENYALURAN KREDIT USAHA KECIL (KUK) PADA BANK UMUM DI SUMATERA SELATAN. Undergraduate thesis, Sriwijaya University.

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Abstract

The future of Indonesian economic development will be focused in economic community development, one of the sector has been developed is micro credit. This sustainability of micro will exist even though economic crises happened, it’s because of producing fund of consumption things is more depend on non banking financing. The Government making the policy for each bank oblige to conduct community fund which’s able covered by bank 20% for micro credit sector in Packet on January (Pakjan) 1990. The aim of this analysis is to analyze the influence of community fund of micro credit conduction (KUK) for public bank in South Sumatra province. By using data source from financial statistic of Indonesian regional bank was found the result R2 48,4, it means that 48.4 percent KUK conduction to public bank in south Sumatra influenced by community fund whereas the remain 51.6 percent influenced by other factor. From the calculation result of simple linear regression equality model (model persamaan regresi linear) can be summarized that variable of community fund has positive influence of KUK conduction to Public bank in south Sumatra, meanwhile the value of P for community fund is 0.215, it means if the community fund increase 1 percent therefore KUK conduction will increase 0.215 percent by making assumption that other factor was estimated constant or cateris paribus. And based on hypothesis by using normal curve & t-test gained curve t-calculation for community fund 4.437 by appear on t-table 2.080 so variable community fund has significant influence to KUK conduction in south Sumatra. To support micro industrialist in south Sumatra, the writer suggest in order to more socialize in partner institution, where familiar as Lembaga Penyedia Jasa (LPJ), stated on Indonesian bank regulation No.5/18/PBI/2003 dated 9 September 2003 to give technical assistant intensively in frame of development of micro business, small and middle industrialist.

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	Dana masyarakat, Kredit usaha kecil
Subjects:	H Social Sciences > HG Finance > HG1641-1643 Bank loans. Bank credit. Commercial loans H Social Sciences > HJ Public Finance > HJ9-9940 Public finance
Divisions:	01-Faculty of Economics > 60201-Development Economics (S1)
Depositing User:	Mr Halim Sobri
Date Deposited:	19 May 2021 06:30
Last Modified:	19 May 2021 06:30
URI:	http://repository.unsri.ac.id/id/eprint/46490

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