IMPLEMENTASI DAMPAK PANDEMI COVID-19 TERHADAP PELAKSANAAN PERJANJIAN PEMBIAYAAN KREDIT KENDARAAN BERMOTOR DI BFI FINANCE CABANG RAJAWALI PALEMBANG

YUSTISIA, ANITA DIAN and Turatmiyah, Sri and Afrilia, Dian (2021) IMPLEMENTASI DAMPAK PANDEMI COVID-19 TERHADAP PELAKSANAAN PERJANJIAN PEMBIAYAAN KREDIT KENDARAAN BERMOTOR DI BFI FINANCE CABANG RAJAWALI PALEMBANG. Undergraduate thesis, Sriwijaya University.

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Abstract

Skripsi dengan judul Implementasi Dampak Pandemi Covid-19 Terhadap Perjanjian Pembiayaan Kredit Kendaraan Bermotor di BFI Finance Cabang Rajawali Palembang dengan metode penelitian yuridis empiris bertujuan untuk menganalisis implementasi dampak pandemi Covid-19 terhadap perjanjian pembiayaan kredit bermotor di BFI Finance Cabang Rajawali Palembang dan upaya hukumnya. Hasil Penelitian menunjukkan bahwa debitur tetap membayar angsuran dengan diberi kemudahan dalam memenuhi kewajibannya, yaitu berupa restrukturisasi, reschedule kontrak, perpanjangan tenor atau mengurangi angsuran, serta instalment holiday. BFI Finance Cabang Rajawali Palembang sebagai pelaku usaha, sempat tidak menjalankan bisnis selama dua bulan di awal pandemi Covid-19 (April hingga Mei 2020), namun hanya melakukan penagihan angsuran ke debitur. Kegiatan operasional cabang berangsur membaik dengan memberikan relaksasi kepada debitur. Upaya hukum yang ditempuh oleh para pihak dalam mengatasi dampak tersebut adalah dengan cara non litigasi, yaitu berupa restrukturisasi, reschedule kontrak, perpanjangan tenor atau mengurangi angsuran, dan instalment holiday. Penilaian kelayakan restrukturisasi kredit lebih diperketat dan didukung oleh itikad baik debitur dapat memungkinkan agar kebijakan restrukturisasi terlaksana tepat sasaran serta persentase tercapai keberhasilan lebih besar. Kata Kunci: Pandemi Covid-19, Perjanjian Pembiayaan, Upaya Hukum.

Item Type: Thesis (Undergraduate)
Uncontrolled Keywords: Pandemi Covid-19, Perjanjian Pembiayaan, Upaya Hukum.
Subjects: K Law > K Law (General) > K600-615 Private law
K Law > K Law (General) > K7265-7305 Contracts
Divisions: 02-Faculty of Law > 74201-Law (S1)
Depositing User: Users 12054 not found.
Date Deposited: 31 May 2021 04:36
Last Modified: 31 May 2021 04:36
URI: http://repository.unsri.ac.id/id/eprint/46591

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