PENGARUH TINGKAT BUNGA DAN PENDAPATAN TERHADAP PENGGUNAAN KARTU KREDIT DI KOTA MEDAN

RUMAHORBO, MARIA VERAWATY and Yusuf, Muhammad Komri and Imelda, Imelda (2018) PENGARUH TINGKAT BUNGA DAN PENDAPATAN TERHADAP PENGGUNAAN KARTU KREDIT DI KOTA MEDAN. Undergraduate thesis, Sriwijaya University.

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Abstract

The purpose of this research is to identify the effect of interest rate and income on expenditure percentage by credit card in Medan City. This research uses primary data where the sample of research is people who use credit card as many as 100 people. The method of data analysis is using the multiple analysis. The result shows that the variable of the credit card charges simultaneously and the income impacts to the percentage of expenditure by using credit cards in Medan city. Partially, the interest rate of credit card has negative and insignificant while income has negative and significant to expenditure percentage by using credit card in Medan City. From result of coefficient determination test that R square equal to 0,065 show variable interest rate of credit card and income only able to explain 6,5 percent to variable of expense percentage by using credit card in Medan City.

Item Type: Thesis (Undergraduate)
Uncontrolled Keywords: Interest Rate of Credit Card, Income, Percentage of Expenditure by Using Credit Card.
Subjects: H Social Sciences > HB Economic Theory > HB522-715 Income. Factor shares
H Social Sciences > HJ Public Finance > HJ2005-2216 Income and expenditure. Budget
Divisions: 01-Faculty of Economics > 60201-Development Economics (S1)
Depositing User: Mrs Dies Meirita Sari
Date Deposited: 06 Sep 2019 06:12
Last Modified: 06 Sep 2019 06:12
URI: http://repository.unsri.ac.id/id/eprint/6488

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