ANALISIS LOAN TO DEPOSIT RATIO BANK UMUM BUKU IV SEBELUM DAN SEMASA PANDEMI COVID-19

SHODROKOVA, XENANEIRA and Asngari, Imam and Hidayat, Ariodillah (2022) ANALISIS LOAN TO DEPOSIT RATIO BANK UMUM BUKU IV SEBELUM DAN SEMASA PANDEMI COVID-19. Undergraduate thesis, Sriwijaya University.

[thumbnail of RAMA_60201_01021381823101.pdf] Text
RAMA_60201_01021381823101.pdf - Accepted Version
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (2MB) | Request a copy
[thumbnail of RAMA_60201_01021381823101_TURNITIN.pdf] Text
RAMA_60201_01021381823101_TURNITIN.pdf - Accepted Version
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (6MB) | Request a copy
[thumbnail of RAMA_60201_01021381823101_0007067304_0011097606_01_front_ref.pdf]
Preview
Text
RAMA_60201_01021381823101_0007067304_0011097606_01_front_ref.pdf - Accepted Version
Available under License Creative Commons Public Domain Dedication.

Download (1MB) | Preview
[thumbnail of RAMA_60201_01021381823101_0007067304_0011097606_02.pdf] Text
RAMA_60201_01021381823101_0007067304_0011097606_02.pdf - Accepted Version
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (428kB) | Request a copy
[thumbnail of RAMA_60201_01021381823101_0007067304_0011097606_03.pdf] Text
RAMA_60201_01021381823101_0007067304_0011097606_03.pdf - Accepted Version
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (207kB) | Request a copy
[thumbnail of RAMA_60201_01021381823101_0007067304_0011097606_04.pdf] Text
RAMA_60201_01021381823101_0007067304_0011097606_04.pdf - Accepted Version
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (580kB) | Request a copy
[thumbnail of RAMA_60201_01021381823101_0007067304_0011097606_05.pdf] Text
RAMA_60201_01021381823101_0007067304_0011097606_05.pdf - Accepted Version
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (141kB) | Request a copy
[thumbnail of RAMA_60201_01021381823101_0007067304_0011097606_06_ref.pdf] Text
RAMA_60201_01021381823101_0007067304_0011097606_06_ref.pdf - Bibliography
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (209kB) | Request a copy
[thumbnail of RAMA_60201_01021381823101_0007067304_0011097606_07_lamp.pdf] Text
RAMA_60201_01021381823101_0007067304_0011097606_07_lamp.pdf - Accepted Version
Restricted to Repository staff only
Available under License Creative Commons Public Domain Dedication.

Download (236kB) | Request a copy

Abstract

The banking sector contributes to the pace of the economy. Since the outbreak of the COVID-19 virus, many risks will be faced by banks such as bad loans as measured by Non-performing Loan (NPL) ratios, decreases in net interest margins measured through Net Interest Margin (NIM) ratio, increasing Operating Costs to Operating Income (BOPO), and Third-Party Funds (DPK) which are increasing but not followed by high credit distribution. This disrupts the balance between loans and deposits measured through loan to deposit ratio (LDR). In this study using secondary data types in the form of Commercial Bank Business Activities IV panel data for the period 2018-2021 using the Fixed Effect Model Method. The results showed that during the COVID-19 pandemic the variables NIM and BOPO had a positive and significant effect while the NPL and Dummy Covid variables showed a negative and significant relationship to the Loan to Deposit Ratio (LDR).

Item Type: Thesis (Undergraduate)
Uncontrolled Keywords: COVID-19, Net Interest Margin (NIM), Non-Performing Loan (NPL), Operating Cost to Operating Income (BOPO), Loan to Deposit Ratio (LDR)
Subjects: H Social Sciences > HG Finance > HG1641-1643 Bank loans. Bank credit. Commercial loans
Divisions: 01-Faculty of Economics > 60201-Development Economics (S1)
Depositing User: Xenaneira Shodrokova
Date Deposited: 18 May 2022 03:35
Last Modified: 18 May 2022 03:35
URI: http://repository.unsri.ac.id/id/eprint/70152

Actions (login required)

View Item View Item