THE UNREQUITED EFFECT ON THE DEMAND AND SUPPLY OF MUDARABAH FINANCING IN SHARIA COMMERCIAL BANKS IN INDONESIA 2014-2021

Kurnia, Akbar and Suhel, Suhel and Ahmad Syathiri, Syathiri (2022) THE UNREQUITED EFFECT ON THE DEMAND AND SUPPLY OF MUDARABAH FINANCING IN SHARIA COMMERCIAL BANKS IN INDONESIA 2014-2021. EURASIA: Economics & Business, 2 (56). pp. 84-100. ISSN 2522-9710

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Abstract

This study aims to analyze the effect of the variable Yield Rate (YR), Capita per income (IPC), Inflation (CPI), Amount of Automated Teller Machines (ATM), Third Party Funds (TPF), Non-Performing Financing (NPF), and Labor (L) to Demand and Supply of Mudharabah Financing at Sharia Commercial Banks (SCB) in Indonesia. The method used in analyzing the data is Two Stage Least Square (TSLS). The results of this study indicate that the variable IPC has a significant negative effect on the demand for mudharabah financing, the variable CPI has a significant positive effect on the demand for mudharabah financing, while the variable YR and ATM have no significant effect on the Demand for mudharabah financing. On the other hand, the variable YR has a significant positive effect on the supply of mudharabah financing, the variable TPF has a significant negative effect on the supply mudharabah financing, while the variable NPF and L have no significant effect on the supply of mudharabah financing

Item Type:	Article
Uncontrolled Keywords:	Bank’s service, demand for mudharabah, equilibrium, capita per income, inflation, labor, nonperforming financing, supply of mudharabah, third party funds, unrequited effect, yield rate.
Subjects:	H Social Sciences > HB Economic Theory > HB1-3840 Economic theory. Demography
Divisions:	01-Faculty of Economics > 60201-Development Economics (S1)
Depositing User:	Dr Suhel Suhel
Date Deposited:	26 Apr 2023 00:23
Last Modified:	26 Apr 2023 00:23
URI:	http://repository.unsri.ac.id/id/eprint/96694

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