THE ECONOMIC SCALE OF SMALL-MEDIUM ENTERPRISES FINANCING IN SHARIA BANKING

Suhel, Suhel and Imam, Asngari and Mardalena, Mardalena and Sri Andayani, Sri Andayani (2018) THE ECONOMIC SCALE OF SMALL-MEDIUM ENTERPRISES FINANCING IN SHARIA BANKING. International Journal of Economics and Financial Issues, 8 (3). pp. 112-117. ISSN 2146-4138

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Abstract

This paper studies factors determining small-medium enterprises financing and calculates economies of scale in sharia banking industry. To that end, we use monthly data from 2012.1 to 2017.6. The methodology used in this paper is multiple linear regression models. The result that showed third-party financing (TPF), labor (L), non-performing financing (TPF) and SMEs financing per branch office (SMEOFCt-1) have had a statistically significant impact on SMEs financing, while the number of branch offices (OFC) hadn’t contributed to SMEs financing. The result of economies scale calculation shows the diminishing return of scale. Some variables like TPF, the number of employees, the number of offices, and NPF shows inelastic

Item Type:	Article
Uncontrolled Keywords:	Third Party Funds, Non-Performing Financing, SMEs Financing, Economies of scale, Sharia BankingJEL Classifications: G2, G20, L250
Subjects:	H Social Sciences > HB Economic Theory > HB1-3840 Economic theory. Demography
Divisions:	01-Faculty of Economics > 60201-Development Economics (S1)
Depositing User:	Dr Suhel Suhel
Date Deposited:	26 Apr 2023 00:13
Last Modified:	26 Apr 2023 00:13
URI:	http://repository.unsri.ac.id/id/eprint/96943

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