PENGARUH TINGKAT SUKU BUNGA KREDIT TERHADAP PERMINTAAN KREDIT PRODUKTIF DI SUMATERA SELATAN PERIODE 1995-2007

WIRIDYA K, NOER and Chodijah, Rosmiyati and Adnan, Nazeli (2009) PENGARUH TINGKAT SUKU BUNGA KREDIT TERHADAP PERMINTAAN KREDIT PRODUKTIF DI SUMATERA SELATAN PERIODE 1995-2007. Undergraduate thesis, Sriwijaya University.

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Abstract

Tujuan penulisan skripsi ini adalah untuk mengetahui bagaimana pengaruh tingkat suku bunga kredit terhadap permintaan kredit produktif (kredit modal kerja dan kredit investasi) di Sumatera Selatan dan mengetahui perkembangan permintaan kredit produktif (kredit modal kerja dan kredit investasi) di Sumatera Selatan sebelum dan sesudah krisis ekonomi. Penulisan skripsi ini menggunakan data sekunder yaitu data suku bunga kredit tahun 1995-2007, perkembangan kredit modal kerja Sumatera Selatan 1995-2007, perkembangan kredit investasi Sumatera Selatan 1995-2007. Metode analisis yang digunakan adalah metode analisis kualitatif dan kuantitatif dengan regresi linear sederhana. Hasil kajian menunjukkan bahwa suku bunga kredit berpengaruh secara signifikan terhadap permintaan kredit produktif di Sumatera Selatan. Kontribusi suku bunga kredit terhadap perubahan permintaan kredit modal kerja sebesar 56,1 persen sedangkan variabel lainnya berkonstribusi 43,9 persen. Sedangkan variasi permintaan kredit investasi sebesar 55,76 persen mampu dijelaskan variasi variabel suku bunga kredit, sedangkan sisanya 44,24 persen dijelaskan oleh faktor lain di luar model. Kata Kunci : Suku Bunga Kredit, Permintaan Kredit Modal Kerja, Permintaan Kredit Investasi

Item Type: Thesis (Undergraduate)
Uncontrolled Keywords: Suku Bunga Kredit, Permintaan Kredit Modal Kerja, Permintaan Kredit Investasi
Subjects: H Social Sciences > HG Finance > HG1641-1643 Bank loans. Bank credit. Commercial loans
Divisions: 01-Faculty of Economics > 61201-Management (S1)
Depositing User: Mrs. Elly Suryani
Date Deposited: 16 Jun 2021 07:09
Last Modified: 16 Jun 2021 07:09
URI: http://repository.unsri.ac.id/id/eprint/48133

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