ANALISIS PENYALURAN KREDIT MIKRO DI INDONESIA

ADLIN, ADIBA LUSY and Djambak, Syaipan and Adnan, Nazeli (2011) ANALISIS PENYALURAN KREDIT MIKRO DI INDONESIA. Undergraduate thesis, Sriwijaya University.

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Abstract

This research was aimed at finding out and analyzing development of microcredit distribution undertaken by public banks in Indonesia. It used secondary data. The micro-credit distribufion was analyzed using a descriptive qualitative method. This research focused on the public banks. The variables included total credits distributed, interest rates, third party funds, and micro-business units. The research results show thaf an increase in real loan interest rafes, collected funds, and microbusiness units influenced the distribufion of total credits undertaken by public banks. Such effect materialized in an increase in benefits and employed manpower after the credits were channeled. Micro-credits are part of real sector that stimulated economic growth in Indonesia. The banks are recommended to maximize such channeling. In addition, the government is recommended to lower loan interest rates and increase their credit distribution. There is a need to control this program by the government.

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	Micro-credit, distribufion, interest rate, loan, thrfd party funds, microbusiness
Subjects:	H Social Sciences > HG Finance > HG1641-1643 Bank loans. Bank credit. Commercial loans H Social Sciences > HG Finance > HG3691-3769 Credit. Debt. Loans Including credit institutions, credit instruments, consumer credit, bank- ruptcy
Divisions:	01-Faculty of Economics > 60201-Development Economics (S1)
Depositing User:	Tiara Hilda Safitri Rts
Date Deposited:	14 Jul 2021 01:35
Last Modified:	14 Jul 2021 01:35
URI:	http://repository.unsri.ac.id/id/eprint/49745

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