PERLINDUNGAN HUKUM PROPORSIONAL TERHADAP PARA PIHAK DALAM FINANCIAL TECHNOLOGY BERBASIS PEER TO PEER LENDING (STUDI PADA PT. X BERLOKASI DI JAKARTA SELATAN)

STEVANIA, MAUDY and Handayani, Sri and Primadianti, Helena (2022) PERLINDUNGAN HUKUM PROPORSIONAL TERHADAP PARA PIHAK DALAM FINANCIAL TECHNOLOGY BERBASIS PEER TO PEER LENDING (STUDI PADA PT. X BERLOKASI DI JAKARTA SELATAN). Undergraduate thesis, Sriwijaya University.

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Abstract

Pada era globalisasi ini financial technology berbasis peer to peer lending berkembang peat di masyarakat dan dikenal dengan istilah pinjaman online. Penelitian in bertujuan untuk memberikan gambaran mengenai kedudukan para pihak yang terlibat dalam financial technology berbasis peer to peer lending serta perlindungan yang proporsional bagi para pihak yang melakukan kegiatan peer lo peer lending khususnya pada peer to peer lending yang diselenggarakan pada PT. X selaku salah satu penyclenggara peer to peer lending di wilayah Jakarta. Adapun metode penelitian yang digunakan adalah metode penelitian empiris dan menggunakan teknik pengumpulan data melalui wawancara narasumber. Berdasarkan hail penelitian dapat disimpulkan bahwa pada peer to peer lending yang diselenggarakan oleh PT. X terdapat 3 (tiga) hubungan hukum yang tercipta antara para pihak yaitu hubungan administratif, hubungan pinjam meminjam, dan hubungan pemberian kekuasaan. Terkait perlindungan hukum pada PT. X, perlindungan yang diberikan dilakukan dalam bentuk upaya preventif dan upaya represif. Segala ketentuan mengenai perlindungan hukum para pihak telah diatur melalui kontrak tanda tangan elektronik yang disesuaikan dengan POJK No. 77/POJK.01/2016 tentang Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi.

Item Type: Thesis (Undergraduate)
Uncontrolled Keywords: Peer to peer lending, Teknologi Finansial, Perjanjian Pinjam Meminjam, Perlindungan Hukum Proporsional.
Subjects: K Law > K Law (General) > K1000-1395 Commercial law
K Law > K Law (General) > K1094-1096 Loan of money
K Law > K Law (General) > K1100-1109 Secured transactions
K Law > K Law (General) > K1112-1116 Investments
K Law > K Law (General) > K600-615 Private law
K Law > K Law (General) > K85-89 Legal research
Divisions: 02-Faculty of Law > 74201-Law (S1)
Depositing User: Maudy Stevania
Date Deposited: 04 Apr 2022 05:27
Last Modified: 04 Apr 2022 05:27
URI: http://repository.unsri.ac.id/id/eprint/68200

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