DETERMINAN NON PERFORMING LOAN (NPL) PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA

SAFITRI, RANI and Sulastri, Sulastri and Andriana, Isni (2023) DETERMINAN NON PERFORMING LOAN (NPL) PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA. Masters thesis, Sriwijaya University.

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Abstract

This research analyzes the factors that influence Non-Performing Loans in banking companies listed on the Indonesia Stock Exchange. This research uses secondary data, namely financial report data originating from banking companies on the Indonesia Stock Exchange for the 2018-2022 period. The research sample was 43 companies, and those that met the sample criteria were 30 companies for the 2018-2022 period, with a total of 150 n-data samples. The sampling technique is purposive sampling. The documentation data collection technique uses financial reports published on the official IDX website, namely.idx.co.id. The analysis used is multiple linear regression analysis with panel data. The results of this research show that the loan-to-deposit ratio and operational costs to operating income have a significant positive effect on non-performing loans, the capital adequacy ratio has a significant negative effect on non-performing loans, and interest rates and inflation have no effect on non-performing loans. Based on the results of this research, the factors that influence non-performing loans, namely, loan-to-deposit ratio, capital adequacy ratio, and operational costs to operational income, can be used by stakeholders in analyzing and minimizing the risk of bad credit, so that cases of problem credit can be resolved.

Item Type:	Thesis (Masters)
Uncontrolled Keywords:	Non-Performing Loans, Loan Deposit Ratio, Capital Adequacy Ratio, Operational Costs on Operating Income (BOPO), Inflation and Interest Rates.
Subjects:	H Social Sciences > HG Finance > HG4001-4285 Finance management. Business finance. Corporation finance
Divisions:	01-Faculty of Economics > 61102-Management (S2)
Depositing User:	RANI SAFITRI
Date Deposited:	18 Dec 2023 04:59
Last Modified:	18 Dec 2023 04:59
URI:	http://repository.unsri.ac.id/id/eprint/131208

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