PENGENDALIAN INTERNAL UNTUK MENiNGKATKAN EFEKTlVITAS PENGELOLAAN KREDlT PADA BANK SUMSEL BABEL CABANG MUARA ENIM

RAMAYANTI, LILY and Saftiana, Yulia (2011) PENGENDALIAN INTERNAL UNTUK MENiNGKATKAN EFEKTlVITAS PENGELOLAAN KREDlT PADA BANK SUMSEL BABEL CABANG MUARA ENIM. Undergraduate thesis, Sriwijaya University.

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Abstract

Bank is a financial institution and an agent of development has a responsibility participated significantly in increasing income and we(fare of the community by saving money from society and give the channel in the form of loan So the writer is interested to know how the application of lending procedures, the effectiveness of internal controls on lending, and evaluation of policies and procedures for granting credit to the sumsel babel bank branch of muara enim. Data collection methods in this paper using interviews, documentation method,;, and methods of observation. While the data analysis method used is descriptive and qualitative analysis. Location of research is in part I division credit and the related internal controls at the sumsel babel bank branch of muara enim. The results showed that the sumsel babel bank branch of muara enim has implemented internal controls that have proved effective enough with the factors of the internal control such as the control of environment, risk assessment, control activities, information and communication, monitoring, and reporting that have been implemented, along with increased number of UMKM receiving loans each year from 2003 to 2010, which increase with percentage of 7.44%. To generate the maximum credit not only strengthen the bank's credit control to avoid bad credit, banks should be more persuasive, the bank should provide easy access to information about credit application. In addition, officers also must multi tasking credit analyst, in addition to examining the loan application is also in charge of monitoring in the field.

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	Pengendalian Internal Kredit, Efektivitas
Subjects:	H Social Sciences > HJ Public Finance > HJ9701-9940 Public accounting. Auditing
Divisions:	01-Faculty of Economics > 62201-Accounting (S1)
Depositing User:	Mr Halim Sobri
Date Deposited:	23 Mar 2020 07:22
Last Modified:	23 Mar 2020 07:22
URI:	http://repository.unsri.ac.id/id/eprint/28497

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