ANALISIS PENGARUH LOAN TO DEPOSIT RATIO (LDR) DAN NON PERFORMING LOAN (NPL) TERHADAP RETURN ONASSET (ROA) PADA SEKTOR PERBANKAN DI BURSA EFEK INDONESIA (BEI) TAHUN 2004-2008

MEGAULI, ASTRINA NOVITASARI and Hamdan AJ, Umar and Taufik, Taufik (2010) ANALISIS PENGARUH LOAN TO DEPOSIT RATIO (LDR) DAN NON PERFORMING LOAN (NPL) TERHADAP RETURN ONASSET (ROA) PADA SEKTOR PERBANKAN DI BURSA EFEK INDONESIA (BEI) TAHUN 2004-2008. Undergraduate thesis, Sriwijaya University.

Preview	Text RAMA_61201_01061001052_0009075002_ 0003096703_01_front_ref.pdf - Accepted Version Available under License Creative Commons Public Domain Dedication. Download (19MB) | Preview
	Text RAMA_61201_01061001052.pdf - Accepted Version Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (72MB) | Request a copy
	Text RAMA_61201_01061001052_0009075002_ 0003096703_02.pdf - Accepted Version Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (16MB) | Request a copy
	Text RAMA_61201_01061001052_0009075002_ 0003096703_03.pdf - Accepted Version Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (4MB) | Request a copy
	Text RAMA_61201_01061001052_0009075002_ 0003096703_04.pdf - Accepted Version Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (8MB) | Request a copy
	Text RAMA_61201_01061001052_0009075002_ 0003096703_05.pdf - Accepted Version Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (9MB) | Request a copy
	Text RAMA_61201_01061001052_0009075002_ 0003096703_06.pdf - Accepted Version Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (977kB) | Request a copy
	Text RAMA_61201_01061001052_0009075002_ 0003096703_07_ref.pdf - Bibliography Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (1MB) | Request a copy
	Text RAMA_61201_01061001052_0009075002_ 0003096703_08_lamp.pdf - Accepted Version Restricted to Repository staff only Available under License Creative Commons Public Domain Dedication. Download (13MB) | Request a copy

Abstract

The Banking business receives deposits from depositor and expands loans o debitors. To know banking financial performance, we can see from the Loan to Deposit Ratio (LDR), Non-Performing Loan (NPL) and Return On Assets (ROA). The objectives of this research are to know the impact of (1) LDR to ROA in the Banking Sector (2) NPL to ROA and (3) independent variables LDR and NPL to the dependent variable is ROA. This research used secondary data and processed with SPSS Program Release 11.5 using the classic assumption test, partial regression analysis, multiple regression analysis, qualitative analysis, using correlation and determination which the conclusions in this study based on the results of F test (simultaneous). The test results showed that the F test (simultaneous) variable LDR and NPL together have a significant influence on the variable ROA. Partially, only the variable LDR that have a significant effect on ROA, while the variable NPL had no significant effect on ROA. Based on the results of the study, the writer suggests management of bank should take advantage of existing assets and raise the position of Loan to Deposit Ratio (LDR) at levels above 88% and maintain the position of the NPL position under 5%.

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	LDR, NPL and ROA
Subjects:	H Social Sciences > HG Finance > HG1641-1643 Bank loans. Bank credit. Commercial loans H Social Sciences > HG Finance > HG4551-4598 Stock exchanges
Divisions:	01-Faculty of Economics > 61201-Management (S1)
Depositing User:	Mr Halim Sobri
Date Deposited:	29 Mar 2021 03:41
Last Modified:	29 Mar 2021 03:41
URI:	http://repository.unsri.ac.id/id/eprint/44385

Actions (login required)

View Item