The Factors that Influence Saving Behaviour of Student at State Polytechnic of Sriwijaya

Wijanarko, Ahmad Hafiz and Sulastri, Sulastri and Thamrin, KM. Husni (2022) The Factors that Influence Saving Behaviour of Student at State Polytechnic of Sriwijaya. Budapest International Research and Critics Institute - Journal (BIRCI - Journal), 5 (3). pp. 20379-20388. ISSN 2615-3076

Other (JOURNAL ARTICLE) 34. The factors that influence saving behaviour-digabungkan.pdf Download (1MB)

Abstract

Good financial condition is certainly the desire of every human being to be able to live in prosperity. To achieve these conditions, of course, good financial management is needed from each individual. This study aims to analyze the factors that influence saving behaviour in Sriwijaya State Polytechnic students. The sampling technique used to determine the sample in this study is the purposive sampling technique. The data that was processed came from 140 students of the Sriwijaya State Polytechnic which was obtained from a questionnaire that was distributed directly. Furthermore, the data were analyzed using Partial Least Square - Structural Equation Model (PLS-SEM). The results show that financial literacy does not affect saving behaviour, materialism affects saving behaviour and financial literacy and materialism mediated by impulse buying affect saving behaviour. Thus, further research is expected to add other factors that are not included in this study, such as the income of parents, peers, or family financial education

Item Type:	Article
Uncontrolled Keywords:	financial literacy; materialism; saving behaviour; impulse buying
Subjects:	H Social Sciences > HD Industries. Land use. Labor > HD62.2-62.8 Management of special enterprises
Divisions:	01-Faculty of Economics > 61001-Management (S3)
Depositing User:	Prof Sulastri Sulastri
Date Deposited:	12 Jun 2023 09:35
Last Modified:	12 Jun 2023 09:35
URI:	http://repository.unsri.ac.id/id/eprint/108600

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