PERAN PEMODERASI NON PERFORMING FINANCING (NPF) DALAM PENGARUH FINANCING GROWTH DAN CAPITAL ADEQUACY RATIO (CAR) TERHADAP PROFITABILITY

MASMUNA, HAYATUN TOYIBAH and Yuliani, Yuliani and Thamrin, KM. Husni (2023) PERAN PEMODERASI NON PERFORMING FINANCING (NPF) DALAM PENGARUH FINANCING GROWTH DAN CAPITAL ADEQUACY RATIO (CAR) TERHADAP PROFITABILITY. Undergraduate thesis, Sriwijaya University.

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Abstract

The aim of the study was to examine the effect of financing growth and Capital Adequacy Ratio (CAR) on profitability with Non Performing Financing (NPF) as moderation with a sample of 6 Islamic commercial banks registered with the Financial Services Authority during the 2011-2020 period. The analysis technique used is Moderated Regression Analysis (MRA). The results showed that financing growth had a positive and significant effect on profitability (ROA and ROE). CAR has a positive and significant effect on profitability (ROA), but not significant on profitability (ROE). In addition, the research results also show that NPF is not able to moderate the effect of financing growth on profitability (ROA and ROE). Conversely, NPF moderates by weakening the effect of CAR on profitability (ROA and ROE). In other words, profitability is expected to decrease because the use of bank capital is not optimal due to the large NPF value. This research contributes to Islamic commercial banks to carry out financing effectiveness and carry out CAR efficiency so that performance can improve financial performance.

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	ROA, ROE, Financing Growth, CAR, NPF
Subjects:	H Social Sciences > HG Finance > HG1501-3550 Banking
Divisions:	01-Faculty of Economics > 61102-Management (S2)
Depositing User:	Hayatun Toyibah Masmuna
Date Deposited:	05 Sep 2023 07:43
Last Modified:	05 Sep 2023 07:43
URI:	http://repository.unsri.ac.id/id/eprint/128274

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