PERLINDUNGAN HUKUM PENGGUNA JASA LAYANAN DOMPET DIGITAL TERKAIT DENGAN JASA PENGIRIMAN UANG

SANDI, MELA and Yahanan, Annalisa and Utama, Meria (2024) PERLINDUNGAN HUKUM PENGGUNA JASA LAYANAN DOMPET DIGITAL TERKAIT DENGAN JASA PENGIRIMAN UANG. Undergraduate thesis, Sriwijaya University.

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Abstract

Legal protection for users or consumers of digital wallets in Indonesia. In the rapidly growing digital era, the use of digital wallets has become an integral and unified part of daily financial transactions, particularly in terms of money transfers. However, with the convenience offered, there also arise risks associated with the security of funds and users’ personal data. Legal protection for users of digital wallet services in Indonesia, especially concerning money transfer services, is crucial to ensure their security and comfort. This research aims to examine and analyze the existing legal framework in Indonesia that provides legal protection to users of digital wallet services. The research method employed is normative legal research with a legislative and conceptual approach. Data were collected through library research, including legislation, policies from Bank Indonesia, and other related documents. The mechanism for compensating the return of funds in the form of a digital balance is essentially legal to perform, but the current issues are 1) the ease and time limit restrictions for returning consumer funds to the digital wallet balance, and 2) the ease and timeframe for converting or withdrawing the digital marketplace balance into the consumer’s bank account. In its implementation, the application of Article 19 paragraph (3) of the Consumer Protection Act also stumbles when applied to the mechanism of returning funds in the form of a digital balance. Therefore, further regulation of the fund return mechanism must be promptly prepared.

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	dompet digital, perlindungan hukum dompet digital, transfer dana elektronik
Subjects:	K Law > K Law (General) > K1000-1395 Commercial law K Law > K Law (General) > K7485-7495 Business associations. Business corporations
Divisions:	02-Faculty of Law > 74101-Law (S2)
Depositing User:	Mela Sandi
Date Deposited:	28 May 2024 06:42
Last Modified:	28 May 2024 06:42
URI:	http://repository.unsri.ac.id/id/eprint/145802

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