ANALISIS PENGARUH RASIO CAMEL DAN RGEC TERHADAP PROFITABILITAS BANK SYARIAH (STUDI EMPIRIS PADA BANK UMUM SYARIAH DI INDONESIA PERIODE 2014 - 2022)

NURMAULIA, ATIKA SHIFA and Soediro, Achmad (2024) ANALISIS PENGARUH RASIO CAMEL DAN RGEC TERHADAP PROFITABILITAS BANK SYARIAH (STUDI EMPIRIS PADA BANK UMUM SYARIAH DI INDONESIA PERIODE 2014 - 2022). Undergraduate thesis, Sriwijaya University.

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Abstract

Penelitian ini bertujuan untuk melakukan analisis terhadap pengaruh rasio CAMEL dan RGEC terhadap profitabilitas yang diukur menggunakan rasio ROA dengan menganalisa laporan keuangan tahunan yang telah dipublikasi oleh masing-masing bank pada periode 2014 – 2022. Indikator CAMEL yang dijadikan variabel dalam penelitian ini adalah CAR, NPF, NPM, BOPO, dan FDR. Indikator RGEC yang dijadikan variabel dalam penelitian ini adalah NPF, GCG, BOPO, dan CAR. Sampel yang digunakan dalam penelitian ini ada 10 Bank Umum Syariah selama 9 tahun. Berdasarkan hasil analisis data yang telah dilakukan, dapat disimpulkan bahwa variabel CAR, NPF, dan GCG tidak berpengaruh terhadap profitabilitas bank. Sedangkan indikator NPM, BOPO, dan FDR berpengaruh terhadap profitabilitas bank. CAMEL dan RGEC berpengaruh terhadap profitabilitas bank. Kata Kunci : CAMEL, RGEC, Profitabilitas, ROA. This research aims to analyze the influence of the CAMEL and RGEC ratios on profitability as measured using the ROA ratio by analyzing the annual financial reports published by each bank in the period 2014 - 2022. The CAMEL indicators used as variables in this research are CAR, NPF , NPM, BOPO, and FDR. The RGEC indicators used as variables in this research are NPF, GCG, BOPO, and CAR. The sample used in this research was 10 Sharia Commercial Banks for 9 years. Based on the results of the data analysis that has been carried out, it can be concluded that the CAR, NPF and GCG variables have no effect on bank profitability. Meanwhile, the NPM, BOPO and FDR indicators influence bank profitability. CAMEL and RGEC influence bank profitability. Keywords: CAMEL, RGEC, Profitability, ROA.

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	CAMEL, RGEC, Profitabilitas, ROA
Subjects:	H Social Sciences > HF Commerce > HF5601 Accounting
Divisions:	01-Faculty of Economics > 62201-Accounting (S1)
Depositing User:	Atika Shifa Nurmaulia
Date Deposited:	19 Jul 2024 09:00
Last Modified:	19 Jul 2024 09:00
URI:	http://repository.unsri.ac.id/id/eprint/152153

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