PENGARUH PEMBIAYAAN MURABAHAH DENGAN MEDIASI VARIABEL PEMBINAAN TERHADAP LABA UMKM BINAAN CORPORATE SOCIAL RESPONSIBILITY (CSR) PERTAMINA SUMBAGSEL

SAFITA, MASAYU and Suhel, Suhel and Yulianita, Anna (2025) PENGARUH PEMBIAYAAN MURABAHAH DENGAN MEDIASI VARIABEL PEMBINAAN TERHADAP LABA UMKM BINAAN CORPORATE SOCIAL RESPONSIBILITY (CSR) PERTAMINA SUMBAGSEL. Masters thesis, Sriwijaya University.

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Abstract

Penelitian ini bertujuan untuk menguji pengaruh program pembiayaan dan pendampingan yang diberikan oleh PT. Pertamina Sumbagsel terhadap profitabilitas Usaha Mikro, Kecil, dan Menengah (UMKM). Sebanyak 170 sampel UMKM penerima pembiayaan dari PT. Pertamina Sumbagsel dianalisis menggunakan metode kuantitatif. Hasil analisis regresi linier berganda menunjukkan bahwa baik pembiayaan murabahah maupun program pembinaan memiliki pengaruh positif dan signifikan terhadap peningkatan profitabilitas UMKM. Hasil penelitian ini mengindikasikan bahwa akses terhadap pembiayaan yang memadai dan pengembangan kapasitas melalui program pembinaan merupakan faktor kunci dalam mendorong pertumbuhan dan keberlanjutan UMKM. Implikasi dari penelitian ini adalah pentingnya bagi pemerintah, lembaga keuangan, dan pelaku UMKMuntuk terus berupaya meningkatkan akses terhadap pembiayaan syariah dan kualitas program pembinaan.

Item Type: Thesis (Masters)
Uncontrolled Keywords: Pembiayaan, Pembinaan, Profitabilitas, Laba, Program Pendampingan, dan Usaha UMKM
Subjects: Q Science > Q Science (General) > Q1-295 General
Divisions: 01-Faculty of Economics > 60101-Economics (S2)
Depositing User: Masayu Safita
Date Deposited: 03 Mar 2025 04:34
Last Modified: 03 Mar 2025 04:34
URI: http://repository.unsri.ac.id/id/eprint/167852

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