Hidayat, Ariodillah and Suhel, Suhel and Mardalena, Mardalena (2023) Sustainability of Microfinance Institutions: An Analysis of Influencing Factors in South Sumatra Province. Jurnal Ekonomi Pembangunan, 21 (1). pp. 13-24. ISSN 2685-0788
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Abstract
Microfinance has become an important tool for poverty alleviation in many countries and the Indonesian government through various intervention programs to overcome poverty has also implemented microfinance programs in Indonesia, one of which is through the Kota Tanpa Kumuh (Kotaku) Program. This study aims to analyze the factors that affect the sustainability of the Financial Management Unit (UPK) Microfinance Institutions (MFI) operating in South Sumatra Province. The purpose of this study is to gain a better understanding of these factors and their sustainability so that they can provide recommendations to stakeholders at both the central and regional levels. The data collection method was used by surveying 50 samples of the UPK Community Self-Reliance Agency (BKM) spread across three cities, namely Palembang City, Prabumulih City and Lubuk linggau City which is the largest city there are UPK BKM microfinance institutions from 7 cities and districts intervened in the Province South Sumatra. The analytical method in this study uses logistic regression to analyze data using descriptive qualitative analysis to explain the factors that influence the sustainability of UPK BKM Microfinance Institutions (MFI) in South Sumatra Province. The results showed that the factors that had a significant effect on the level of sustainability of MFI were BKM support and portfolios at risk.
| Item Type: | Article |
|---|---|
| Uncontrolled Keywords: | Microfinance Institutions, Sustainability, Kotaku Program, Welfare Program Impact |
| Subjects: | H Social Sciences > HG Finance > HG1-9999 Finance |
| Divisions: | 01-Faculty of Economics > 60201-Development Economics (S1) |
| Depositing User: | ariodillah hidayat ario hidayat |
| Date Deposited: | 19 Jun 2025 03:18 |
| Last Modified: | 19 Jun 2025 04:00 |
| URI: | http://repository.unsri.ac.id/id/eprint/175567 |
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