SEPTIAN, ADE and Hakim, Maryati Mustofa and Malini, Henny (2017) ANALISIS LAPORAN KEUANGAN SEBAGAI DASAR PEMBERIAN KREDIT MODAL KERJA OLEH BANK RAKYAT INDONESIA CABANG PALEMBANG KEPADA AGROINDUSTRI TENUN SONGKET SKALA MENENGAH DI KOTA PALEMBANG. Undergraduate thesis, Sriwijaya University.
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Abstract
The purpose of this study were to (1) analyze the feasibility of financial statements songket craft agroindustry medium scale is it worth to receive working capital loan from Bank BRI Palembang Branch, (2) calculate the amount of working capital loan obtained by both of the songket business if it is declared worthy of working capital lending, (3) measure the level of ability of supporting factor that determines status of working capital lending application. This research was carried out in two attempts of agroindustry craft songket Medium Scale in kelurahan 30 ilir those are CV. Zainal Songket and CV. Cek Ipah Songket. The method used in this research is case study method. Data obtained in the field processed by tabulation then described descriptively in accordance with the objectives to be achieved. Primary data and secondary data obtained are processed and analyzed by using two ways that are quantitative and qualitative. Quantitative data analysis is done by tabulation method which is processed by using excel program. While qualitative data presented in the form of descriptive to support quantitative data. From the calculation and ratio analysis of both prospective borrowers namely CV. Zainal Songket and CV. Check Ipah Songket stated that the two prospective borrowers have a good company performance. Broadly speaking CV. Zainal Songket and CV. Checks Ipah Songket has a good level of financial performance of financial ratio analysis so convincing PT. Bank BRI (Persero) Palembang Branch to provide Working Capital Lending. From the calculation of the amount of working capital credit needs of both prospective borrowers PT.Bank BRI Branch Office of Palembang which has been declared eligible to receive credit then obtained the results of loan size Rp. 1.610.412.041, - for CV. Zainal Songket while CV. Check Ipah Songket jumIah credit amount that can be fulfilled is Rp. 830.700.164, -. Based on the calculation score of 6C principle analysis conducted to both companies stated that both companies are in the high category. CV. Zainal Songket get a total score of 61 of the highest score of 66, while the CV. Ipah Songket check gets a total score of 56 of the highest score of 66. Both medium-sized songket companies are considered feasible and can fulfill their obligations to the bank in an orderly manner.
Item Type: | Thesis (Undergraduate) |
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Subjects: | T Technology > TJ Mechanical engineering and machinery > TJ1480-1496 Agricultural machinery. Farm machinery |
Divisions: | 05-Faculty of Agriculture > 54201-Agribusiness (S1) |
Depositing User: | Mrs Sri Astuti |
Date Deposited: | 09 Dec 2019 06:01 |
Last Modified: | 09 Dec 2019 06:01 |
URI: | http://repository.unsri.ac.id/id/eprint/20771 |
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