PENGARUH PENGGUNAAN MOBILE BANKING QRIS TERHADAP PERILAKU KONSUMTIF MAHASISWA PENDIDIKAN EKONOMI ANGKATAN 2022

AGUSTIN, DINA and FH, Yuliana (2025) PENGARUH PENGGUNAAN MOBILE BANKING QRIS TERHADAP PERILAKU KONSUMTIF MAHASISWA PENDIDIKAN EKONOMI ANGKATAN 2022. Undergraduate thesis, Sriwijaya University.

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Abstract

The development of payment system technology such as Mobile Banking QRIS has a significant impact on the academic environment. Although it provides convenience in making transactions, uncontrolled use can also raise concerns about consumptive behavior. This study aims to determine the effect of the use of Mobile Banking QRIS on the consumptive behavior of Economic Education students, class of 2022. The research method applied is the associative quantitative method. The population of this study was all economic education students, class of 2022, totaling 93 students. The sample of this study was taken using a simple random sampling technique with the Slovin formula with a significance level of 5%, so that a sample size of 76 students was obtained. The data collection techniques used in this study were questionnaires and interviews. The validity test of the instrument used the Pearson product moment correlation formula and the reliability test used Alpha Cronbach. The results of this study indicate that there is an influence between the variable of the use of QRIS mobile banking and the variable of Consumptive Behavior of 6.44% and the rest is influenced by other factors. Based on the results of the study, it is hoped that students can improve their knowledge and abilities related to financial management and technology in order to get to know as far as possible about technological advances and the ability to manage finances well. Keywords: mobile banking, qris, consumer behavior

Item Type:	Thesis (Undergraduate)
Uncontrolled Keywords:	mobile banking, qris, perilaku konsumtif
Subjects:	L Education > L Education (General) > L7-991 Education (General)
Divisions:	06-Faculty of Education and Educational Science > 87203-Economics Education (S1)
Depositing User:	Dina Agustin
Date Deposited:	25 May 2025 02:16
Last Modified:	25 May 2025 02:16
URI:	http://repository.unsri.ac.id/id/eprint/173977

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